How Medicare Really Works
Horror Story
Have you perpetually looked-for your Medical Insurance and it hasn’t been here on behalf of you? Without knowing how the rules exertion it hits you smack sandwiched between the eyes once you real try to move surrounded by the insurance coordination.
This is my new story. When I became Medicare eligible eight years past I selected my Medicare Insurance (HMO) Health Maintenance Organization idea and (PCP) Primary Care Physician. I determined to substitute my PCP recently not including concept to the penalty. This is pardon? Happened. I did not substitute my HMO Plan it stayed the same, but my innovative PCP was in a several Medical Group. The insurance, on the total, will run the same way or so I concept.
I recently had eye surgery and my eye had clean up and was back to habitual. I forgot in relation to my eye and the special precision it had mandatory. After I had seen my innovative (PCP) I suddenly had eye twinge, swelling and flush in the eye I had surgery in. Since it was not on time by night I went to the Emergency Room and found comatose it was a Cornea Abrasion. The ER Doctor flushed my eye and gave me antibiotic drops and drops of the twinge. I was told to render an appointment with my eye general practitioner ASAP.
The then morning I called my eye general practitioner and found this comatose. He was not on the Medical Group I was in half a shake on. He was still on the HMO Plan but not the Medical Group and did not idea to befit a source on behalf of this Medical Group. If I wanted to go out with the eye specialist I would encompass to fee on behalf of my visit since it did not encompass whatever thing to solve with my new eye surgery even though it was the same eye.
I was told to call my innovative (PCP). I did I the instant called my innovative Primary Care Doctor and since I had recently been in to go out with him I was told, Susan, would start working on a referral on behalf of me to go out with a innovative eye specialist it would take by smallest amount a week.
Note: Even if I would encompass paid on behalf of the visit to the eye specialist who had performed my eye surgery he may possibly not encompass particular me a prescription or performed several kind of procedure. I was comatose of fortune since I was not on the health check band together with the intention of he was registered with.
This ladies and gentlemen is how our Medical System Works. Would you call this a shattered coordination?
Let me hear from you. Let me hear your horror stories.
